Tips on How to Get Insurance to Pay for Roof Repair or Replacement

A damaged roof that needs extensive repair or, even worse, that needs to be removed and replaced is an investment that can cause serious financial strain. If you are faced with such an issue, using your insurance policy might be a good solution, provided that your policy includes that kind of coverage. Here are some tips to pay for your roof repair or replacement from your insurance compensation:

  • Check the policy – the first thing to do is to consult your policy. Read the document carefully and find the clauses that list the types of roofing issues included as well as the ones excluded. Many policies will not provide coverage for the most common forms of weather-related damage typical for the region – for example, if you live in a hurricane-prone area, your policy might exclude hurricane damage;

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  • Document the damage – if your policy does provide coverage for the type of damage that your roof has sustained, you will need to document the damage by recording images and video footages of the damaged parts. If you want to make sure that all the issues are recorded, turn to an experienced and honest roofer,, for help;
  • Fill the claim documents and submit them correctly – pay attention to formal requirements as well as to the requirements related to the content of your file, then submit the file using the method required by the insurer.

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